Adèle Danielle N'Cho is a master's student in actuarial and financial mathematics at UQAM and holds a bachelor's degree in actuarial science. She is currently completing her thesis under the supervision of Professor Mathieu Boudreault. Her research project has received financial support from Mitacs and the Ouranos consortium as part of the Mitacs Acceleration program. Her objective is to mathematically analyze the rationality of an owner's choice to stay, relocate, immunize or insure a property at risk of flooding.